> For the complete documentation index, see [llms.txt](https://dechat.gitbook.io/dechat/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://dechat.gitbook.io/dechat/dechat-bank-card/key-features.md).

# Key Features

<mark style="color:green;">**Streamline Payroll Processes and Enhance Payment Efficiency**</mark>

* The DeChat Bank Card can be used to **pay salaries** directly. Employers transfer employees' wages directly to their DeChat Bank Card, eliminating cumbersome intermediate steps.
* The real-time payment feature ensures employees can immediately access their funds, improving overall payment efficiency.

<mark style="color:green;">**Support for Direct Cryptocurrency Spending**</mark>

* The DeChat Bank Card allows direct spending of cryptocurrencies like **USDE, USDT, and USDC,** eliminating the need for cumbersome conversion processes and potential exchange losses.
* Users can view their cryptocurrency balances in real-time via the card management page and perform conversions and payments as needed.

<mark style="color:green;">**Usable for Both Online and Offline Shopping**</mark>

* **Online Shopping:** Use the DeChat Bank Card to make payments on any e-commerce platform that supports Visa or Mastercard globally.
* **Offline Shopping:** Swipe the DeChat Bank Card at any physical merchant that supports Visa or Mastercard worldwide.

<mark style="color:green;">**High Encryption and Multiple Security Protections**</mark>

* Supported by **Exworth**, the DeChat Bank Card uses advanced encryption technology to protect your funds and personal information.
* Set transaction limits and enable instant notifications to stay informed about account activities and prevent unauthorized transactions.
* In case of lost or stolen cards, users can immediately report the card via the app or the official website to ensure the security of their funds.

{% embed url="<https://www.dechat.io/cardinfo>" %}
Buy it now
{% endembed %}


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://dechat.gitbook.io/dechat/dechat-bank-card/key-features.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.