> For the complete documentation index, see [llms.txt](https://dechat.gitbook.io/dechat/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://dechat.gitbook.io/dechat/dechat-bank-card/key-features.md).

# Key Features

<mark style="color:green;">**Streamline Payroll Processes and Enhance Payment Efficiency**</mark>

* The DeChat Bank Card can be used to **pay salaries** directly. Employers transfer employees' wages directly to their DeChat Bank Card, eliminating cumbersome intermediate steps.
* The real-time payment feature ensures employees can immediately access their funds, improving overall payment efficiency.

<mark style="color:green;">**Support for Direct Cryptocurrency Spending**</mark>

* The DeChat Bank Card allows direct spending of cryptocurrencies like **USDE, USDT, and USDC,** eliminating the need for cumbersome conversion processes and potential exchange losses.
* Users can view their cryptocurrency balances in real-time via the card management page and perform conversions and payments as needed.

<mark style="color:green;">**Usable for Both Online and Offline Shopping**</mark>

* **Online Shopping:** Use the DeChat Bank Card to make payments on any e-commerce platform that supports Visa or Mastercard globally.
* **Offline Shopping:** Swipe the DeChat Bank Card at any physical merchant that supports Visa or Mastercard worldwide.

<mark style="color:green;">**High Encryption and Multiple Security Protections**</mark>

* Supported by **Exworth**, the DeChat Bank Card uses advanced encryption technology to protect your funds and personal information.
* Set transaction limits and enable instant notifications to stay informed about account activities and prevent unauthorized transactions.
* In case of lost or stolen cards, users can immediately report the card via the app or the official website to ensure the security of their funds.

{% embed url="<https://www.dechat.io/cardinfo>" %}
Buy it now
{% endembed %}